How important is a car insurance? I would say, VERY! That was for our neighbor at least. Her husband is working so hard as a seaman and he wanted a brand new car to come home to. Our neighbor bought a brand new red car. However, no one inside their household knows how to drive! Moreover, they did not consider a driving lesson with a certified driving school. Yes, they just depended to learn how to drive on their own. What was the result? A wrecked red car in a few days time! Too bad and they were subjects of neighborhood gossip. They were able to redeem themselves though in just a couple of weeks. How? The damaged car was replaced with another brand new car because our neighbor was clever enough to get a car insurance! It really worked for her!